71% of Latam Institutions Use Stablecoins for Cross-Border Payments, $324B Volume in 2025

According to The Digital Chamber, 71% of Latin American institutions are using stablecoins for cross-border payments, the highest regional adoption rate globally. Stablecoin transaction volumes in the region surged 89% year-over-year to reach $324 billion in 2025, driven by regulatory advances in Brazil, Bolivia, and Argentina.

Mizuho research found that stablecoin solutions have reduced cross-border transfer fees to below 1%, compared to the 5–7% charged by traditional intermediaries. If the $142 billion sent from the U.S. to Latam in 2025 had used stablecoin rails, it could have generated up to $8.9 billion in savings.