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By the end of a blind date, you’ll notice an interesting phenomenon:
1. The person your friends introduce you to is often good in character and looks, but their overall circumstances aren’t that great.
2. The person your family introduces you to is often good in character and has good overall circumstances, but they aren’t that attractive.
3. The person you date yourself might have both good looks and good overall circumstances—yet by the time you get to the end, you’ll find their character isn’t that great.

Investing is a race against lifespan.
The longer you live, the more exaggerated the power of compound interest becomes.
Starting to buy the NASDAQ at 20, versus starting at 40, leads to completely different outcomes.
The biggest principal for young people is not money, but time.
Don’t daydream about turning things around overnight.
True wealth comes from good assets compounding for 20 or 30 years.
NASDAQ 100, S&P 500, buy early, don’t mess around.
If you can outlast time, time will pay you.

How to avoid being exploited by others?
There is a famous "Impossible Triangle" theory in economics. In simple terms, it means people need to understand trade-offs.
For example:
The Man's Impossible Triangle: Handsome, Good at earning money, Very loyal
The Woman's Impossible Triangle: Beautiful, High IQ, Good personality
The Job's Impossible Triangle: High salary, Few responsibilities, Close to home
The Investment's Impossible Triangle: Liquidity, Return rate, Safety
Remember the above, no one can harvest your leeks.

Suddenly realize something quite heartbreaking
Having 2 million yuan, casually spending 8,300 each month, can comfortably last 20 years.
But if you have a 2 million mortgage, paying 8,300 each month steadily, you still have to endure 20 years.
To put it simply, a single house can directly tie down an ordinary person's life for most of their lifetime.

Sharing something most people don't know
The bankruptcy rate of wealthy second-generation families in Chaoshan is only 3%,
while in other regions it reaches as high as 47%, a full 15 times difference!
Chaoshan family wealth can be passed down through generations, and the secret lies in education.
When filming the movie "A Letter to Grandma," funds were tight, and few were willing to collaborate on a niche subject,
but many Chaoshan compatriots stepped in out of hometown sentiment to support.
It was a kind gesture, and unexpectedly, the film became a huge hit, grossing over a billio

In a family, the first person to get involved in cryptocurrencies, stocks, funds, bonds, and futures may seem to be neglecting their duties, but in fact, they are elevating the entire family's level of understanding.
This is not gambling, nor is it speculation, but choosing to become a participant in capital flow rather than an observer.
Labor can keep you alive, but only capital can set you free.
Sadly, many people often fear the risks of capital, yet they accept the greater risks of inflation, currency devaluation, accidents, and serious illnesses leading to poverty with ease.
Many w

In a family, the first person to come into contact with crypto, stocks, funds, bonds, and futures may seem to be doing something improper, but in reality, they are delivering a cognitive upgrade for the entire family.
This is not gambling, and not speculation either—it’s choosing to be a participant in the flow of capital, rather than a bystander.
Labor can help you survive—only capital can set you free.
What’s tragic is that many people often fear the risks of capital, yet calmly accept much greater risks such as inflation and currency devaluation, as well as the risk of accidents and s

I came across a paragraph, and upon reflection, it seems to make sense.
There are only two standards for being smart:
1. Doing well academically in school
2. Earning a lot of money as an adult
Everything else is nonsense

In the next three years, there are a few things I think are worth seriously discussing.
1. Housing, avoid taking out loans if possible.
Housing prices won't plummet, but will slowly decline like a dull knife cutting meat.
In the future, enjoying equal rights for renting and buying will be the main direction;
properties held by speculators are hard to sell and hard to hold onto.
2. Work, avoid quitting if possible.
In this situation, dignity, face, and overtime are minor issues;
a stable job is the most important.
3. Entrepreneurship, pursue lightweight assets.
Heavy asset sta

I found something very interesting
Beijing, Shanghai, and Guangdong and Fujian have completely two different child-rearing logics.
The Beijing and Shanghai model is to support a child with the whole family’s strength, using all the family’s resources on this one child.
While the Guangdong and Fujian model is to have more children, four or five, and rely on probabilistic advantage—if one of them happens to be talented, then naturally they can succeed.

These past few days, I’ve been house-hunting with my best friend.
150 square meters, 18k yuan per square meter, total price 18k yuan.
The landlord also spent 700k yuan on renovations, bringing the total to 3.4 million yuan.
Currently, it’s rented to my best friend for 3,500 yuan a month, which is 42,000 yuan a year, and 420,000 yuan over ten years.
The property still has 52 years of ownership, and the total rental income is 2.184 million yuan.
Even so, people are still rushing to buy houses.

I found that in Beijing, only these types of people can get married:
1. Master's degree in science or engineering from a prestigious university
2. Local native of Beijing
3. Studying computer science
4. Brahmin from a county town

The 11 types of people with the widest social networks:
1. Director of a top-tier hospital
2. Principal of a prestigious university
3. President of a large business association
4. Director of a television station
5. Experienced industry lawyer
6. Bank president
7. Leading real estate agency boss
8. Owner of a high-end private club
9. Professional event planner for large-scale activities
10. Head of a top auction house
11. Top figure in the Web3 industry

There are 6 types of people who can still make money in the stock market:
The first type is the ruthless one, staying mostly in cash for 80% of the year, only drawing the sword twice a year, unsheathing it without bloodshed, taking profits and leaving, not even leaving a shadow behind.
The second type is the tough one, holding onto a single stock for three to five years, treating it as a fixed-term savings, with the stock in hand, eyes not on the market, able to endure loneliness, and withstand the big picture.
The third type needs some skill, focusing on the same code all year, rolling snowba