UK FCA Finalizes Crypto Rules; Bank of England Removes Stablecoin Holding Limits, Cuts Reserve Requirements from 40% to 30%

According to CoinDesk, the UK Financial Conduct Authority has finalized cryptocurrency regulations providing guidance on capital requirements, market access, disclosure, and conduct frameworks for crypto firms. The Bank of England has removed previously proposed holding limits on fiat-backed stablecoins—a November 2025 proposal had capped individual holdings at £20,000 and corporate holdings at £10 million.

The central bank also lowered the reserve requirement that stablecoin issuers must hold at the central bank from 40% to 30%.